Sunday, December 6, 2020

iOS 15 home screen ideas: The coolest, simplest list!

Further adding to the varied designs is a number of apps that are available in the App Store to help with customization. For app icons that combine multiple colors, move them to a separate screen at the end of the rainbow. As you can see, this app is a super minimum design and customizable.

best ios home screen layout

Before iOS 14, I tended to forget small tasks even I was putting in the Things app before so seeing task name on the screen is a huge upgrade to me. IOS 14 has been released in September 2020, and ever since I’ve installed the new OS, I spent my time to figure out what is the best iOS 14 setup for me. After trying a bunch of home screen layout, I found my setup. Widgets, previously added to the iOS Home Screen in recent years, can take up the spot just below the time. At the time of writing, third-party apps aren’t supported, but there are still plenty of uses for Apple’s “stock” widgets that we’ll cover shortly.

Minimal iOS 16 Home Screens & App Icon Ideas

Celebrate your favorite show, movie, musician, or sports team. If you’re a superfan of something, express your love with a custom home screen layout. Whether it’s a video game or a popular anime, there’s bound to be a custom icon pack to suit your needs. Most every redesigned Home Screen featured custom app icons. The trick to this is using Apple’s Shortcuts app as an intermediate step between tapping an icon and opening the app. This really isn’t a good idea for anyone concerned about performance.

best ios home screen layout

The Weather Widget is also well worth a look since it offers temperature, conditions, UV index data, and much more in different widget options. It’ll automatically default the widgets to Weather ones, too, although these can be switched out. The current iOS 16 beta has plenty of pre-built Lock Screen options, but many are likely to opt for a photo of a loved one or treasured memory. With iOS 16, though, Apple has worked to tie both the Lock Screen and Home Screens together more closely.

The Best Last-Minute Digital Gifts That Don't Require Shipping

The bottom one is usually where I see how many visitors came to this website and above that I see my steps. For this I have to use a custom widget builder called Widgetsmith. While there are plenty of guides out there that centre on an aesthetically pleasing look for your home screen, I much prefer functionality. When I say this, I mean I’m making the tasks I do regularly easier to do by looking at things like workflows and reducing the amount of effort to complete recurring elements of a task. Remember, you build these up yourself in the Settings on your iPhone or iPad.

best ios home screen layout

Add each widget according to its priority as per your preferences. We’ll recommend adding widgets of apps like Contacts, Calendar, Clock, and Reminders, first. You can group the icons residing in the dock and add them to a folder to easily access them. One screen supremacy iOS 15 home screen idea keeps all of your apps on one single page – no second page.

Cloud Aesthetic iPhone Home Screen

IOS 14 opened up the world of home screen customization on iPhones. You can add widgets, remove apps and pages from the home screen, and do a variety of other things. Do you want a nice-looking home screen for your iPhone too? Let’s take a look at some tips for customizing the iOS home screen.

best ios home screen layout

We’re constantly updating our Pinterest with the latest and greatest home screens we find, so make sure to follow the board to keep up to date. The app will now be automatically added to your home screen. You can then enter the home screen editing mode and move the app around to your desired location. Under HOME SCREEN NAME AND ICON, tap the icon button to add a new image for your shortcut.

However, in this guide, we're only focusing on different app layout ideas. One of the best features of iOS 14 and iOS 15 for iPhone is that they offer new tools for customization. But if you’re not sure how to get the aesthetic you want for your home screen, this article will help you get started.

And that’s what we are going to talk about – the best iOS 15 home screen ideas in this piece. If you don’t want to make your own custom icons, you can download icon packs and wallpapers for iOS 14 online or from the App Store. Save the pack to Photos or Files on your phone, then select and assign the icons you want using the Shortcuts app.

Each widget in iOS is now available in 3 different sizes depending on the look that you are trying to achieve. Scroll the options to find the size that best suits your needs. In the search bar that appears at the top of the screen, type in Open app, then select the Open App app that appears under Scripting. To make the image to shift slightly depending on the angle of your phone, toggle on Perspective before you set your wallpaper.

best ios home screen layout

Scroll through the options using the menu ••• at the bottom of the screen to choose the size and appearance of the widget. It's fun to give yourself a cool iPhone Home Screen layout. Grouping apps into various folders on different pages is a good way to keep yourself organized, but there are more creative ways to organize your iPhone Home Screen layout as well. This screen’s purpose is like the old widget screen — it’s good to know but I don’t need to see every time when I open my phone. The widget setup I am introducing below is very focused on productivity.

iOS 14 Home Screen Ideas: Best Setups and How To Edit Your Home Screen

You can select the widget background color from various options and also they have 7 different icon styles. I like minimalism design so so far I am using this blue background and minimal icon style. A popular layout idea for iOS 16 home screens is the use of split backgrounds. Using colorblocked wallpapers, this look separates app icon and widgets to create a clean and organized appearance.

best ios home screen layout

I was not using this Hey Weather app until the iOS 14 release. I saw the Marques Brownlee’s iOS 14 setup video and found about this app. (Thanks Marques!) This app is for free, but the widget type I am displaying is a paid version. I usually don’t want to spend money on app subscription as much as I can avoid, but this app is totally worth it. I would say this Hey Weather is the best weather app for iOS 14 widget setup. For each widget size, they have multiple different templates to display different kinds of information.

Space / Galaxy Aesthetic Home Screen Layouts

To change your wallpaper, tap the Settings gear icon and select Wallpaper, then Choose New Wallpaper. Select one of iPhone’s built-in wallpapers, or choose an image from your photo gallery. Once you’ve picked a wallpaper you like, choose Set, then select Set Lock Screen, Set Home Screen, or Set Both.

Each widget in iOS is now available in 3 different sizes depending on the look that you are trying to achieve. Scroll the options to find the size that best suits your needs. In the search bar that appears at the top of the screen, type in Open app, then select the Open App app that appears under Scripting. To make the image to shift slightly depending on the angle of your phone, toggle on Perspective before you set your wallpaper.

Halloween / Fall iPhone Layouts

It’s not balanced with even numbers of apps and widgets. Instead, it’s just what I need when I’m out walking around the city. I’ve already written about Focus Mode being the best feature of iOS 15. I had been testing the Beta for a few weeks and really liked the control Focus Mode gave me over my phone. Now that the new iPhone 13 has been launched and iOS 15 is publically available, you can try out Focus Mode for yourself.

You can also utilize the dock if you are running out of space on your home screen to add folders. Add an aesthetic wallpaper to this layout to make your iOS 15 home screen super attractive. Weather, batteries, calendar, photos, App Store, and you name it; there are a bunch of widgets available to help you breathe a new life into your home screen.

The best Lock Screen options in iOS 16

Enis talks about finding the right balance between employee experience and security in the post-pandemic hybrid workforce. When you remove a page from your Home Screen, the apps will still appear in the App Library. With iOS 14 and later, there are new ways to find and organize the apps on your iPhone. Learn how to use the App Library and organize your Home Screen.

best ios home screen layout

I am an employee, I am a blogger, and I have my personal life. Timepage is my calendar app I’ve been using and I love it. All of my calendar events will be displayed here either work or private events.

Old-school iOS

So I will know if it’s gonna be rain or too hot/cold in the next 5 hours. I use Notion for my personal business and my personal life. All of my project notes, idea, checklist, wish list — all kinds of notes are managed on Notion. I want to access the note quickly so I keep in this bottom area. This screen’s purpose is it’s good to know but I don’t need to see every time I open my phone. There are four “slots” where Lock Screen widgets can be placed, and some can take up multiple spots.

Checking couple times a day this screen time is a good reminder to yourself to not use the phone that much. An obvious choice for busy users, the Calendar Widget can show your next appointment at a glance. That means if you’re wondering which meeting is next, it can tell you without needing to unlock your phone. IPadOS gained a weather app this year, but iOS isn’t to be outdone.

Since iOS 14 is just released and I am sure lots of App company will support widgets more in the future. So excited this journey and I will keep eyes on the update and will keep trying to find what’s the best setup for me. Since most apps are in this App Library, I use the “app search” bar a lot. This search bar is simply swiping down anywhere on your home screen. So I don’t need to App Library to scroll and open/close folder to find the app.

best ios home screen layout

To keep up news generally, I am getting a breaking news notification from the New York Times. Besides getting notification from NYT, I display 2 Top Stories topics in this medium-size widget to have an idea of what is going on in the world. In this small Hey Weather widget, I display today’s upcoming weather conditions and temperature.

Tips to Use Markup Tools on iPhone

Clear your home screen from all the icons and start adding your favorite widgets one by one. Then, arrange them on your home screen in a way that they perfectly complement each other. For instance, align all communication apps like phone, messages, Facetime, Whatsapp, etc., in one place. Then start placing the folders from the top left side of your screen as per each group’s priority.

best ios home screen layout

Saturday, December 5, 2020

How to use a co-borrower for mortgage loans in 2022

When it comes to signing for a home loan after marriage, both spouses have ownership rights, and they must work together to fulfill their responsibilities. The co-signer retains his responsibility for the home loan in both cases because his responsibility is to the lender, not the individuals on the loan or the title. When applying for a mortgage, it is usually necessary to demonstrate a personal relationship with the borrower. Some lenders and lending programs require a close family member, such as a parent, grandparent, or sibling, to sign on as a cosigner.

Rocket Mortgage® requires a qualifying score of 65 or higher to qualify for a conventional loan. The occupant co-borrower has been making the full mortgage payments on the co-signed loan for at least 12 months. Bankrate.com explains that your monthly mortgage payment should equal 28 percent or less of your gross monthly income. So, if you earn $4,000 per month, for example, the maximum mortgage payment you should aim for is $1,120. Explain to the family member or friend the obligations of co-signing.

Your ultimate goal should be to get the co-borrower off the loan

They want to see that your DTI is below 43% when the monthly payment of the property you're applying for is factored in -- including HOA fees and property taxes. You can find your DTI by dividing your debt by your income, then multiplying the decimal you get by 100. If the number you get is above 43, you might need a co-borrower. Make sure you include your estimated mortgage payment as part of your debt when you calculate DTI. In this situation, we'll consider "mediocre credit" to be a credit score below 660.

can you buy a home with a cosigner

A non-occupant co-borrower might also be called a “co-signer.” As explained above, this person is legally obligated to assume loan repayment when you cannot. They serve as a guarantor on the loan without any ownership interest of the real estate property. Note that a co-borrower has a legal obligation to repay the loan if another co-borrower is delinquent. So everyone applying for the mortgage should be comfortable being held responsible for mortgage payments. Cosigning on a mortgage will boost a cosigner’s credit score when payments are made on time and lower a cosigner’s credit score when payments are delinquent.

How do I remove a co-signer from my mortgage?

Some jumbo loans above $417,000 (or above the conforming high-balance limit by county) will allow blended ratios for qualifying with co-signers. Your lender will advise based on your down payment, reserves left over after the loan closes, loan amount, credit score, and other components of your profile. They are very lenient when it comes to the score since you can get a 10% down payment if you score as low as 500 points. Unlike the other options, they may not look back at your credit report, and the lenders may focus solely on the score. A proof that the borrower has a steady income and a good employment history.

can you buy a home with a cosigner

This concept has assisted many borrowers in achieving homeownership, and it can also assist you in becoming a homeowner. The application process will be the same as if you were obtaining a mortgage on your own as the borrower. Cosigners are typically permitted in the majority of loan programs, but when you begin to borrow larger sums, there may be additional restrictions. If a payment is late, it will be reflected on the credit report of the cosigner, lowering their credit score. A co-signer is someone who agrees to take on the financial responsibility of a primary borrower if they cannot make their payments, typically a family member, friend, spouse, or parent.

I have limited credit. Can a co-signer help me get a home loan?

Carefully consider whether it's worthwhile to ask someone to cosign on your loan, or if it would be better to wait a few years before buying a house. That's because cosigner's income and assets are not factored into your mortgage application. Co-signing a mortgage can be a real boon to someone who's responsible with their finances but, for one reason or another, can't borrow as much as they need or at the best available rates. Particularly for parents who intend to offer financial assistance anyway, it offers a way to provide significant help to an adult child without tying up any actual money.

can you buy a home with a cosigner

They can also apply for first-time home buyer grants and tax incentives through federal, state, and local agencies. The primary use case for a mortgage cosigner is when a home buyer wants to purchase a home but fails to qualify for a mortgage based on their household income. Cosigners are added to the mortgage application to add additional income. A mortgage cosigner is a person who agrees to make mortgage payments on behalf of a homeowner should that homeowner fall behind on its payments or go into default.

When you co-sign a mortgage with someone, you’re agreeing to take financial responsibility for the home loan in the event the primary borrower can no longer make their monthly payments. Essentially, if you co-sign a mortgage loan, you’ll be evaluated as if you were a co-buyer of the home. Keep in mind, however, that you won’t have the same access to the property as a co-buyer. Once you understand the impacts of co-signing, you must trust your co-borrower to make the payments on time.

The lender has the right to hold you responsible for the missed loan payment even if you don’t live in the home. Be considered financially responsible for the loan if the primary borrower doesn’t make a payment. Just like the borrower, their financial situation and credit score will be examined before a mortgage is approved. In either case, FHA home loans and refinance loans may allow one borrower or multiple borrowers.

FHA LOAN LIMITS

On the other hand, if one of you has a lower credit score or a high debt-to-income ratio , it may be best to apply for an individual mortgage. Hopefully, the primary borrower will make all their payments in full and on-time. If so, their credit score will improve and they should be able to refinance their mortgage without your co-signature. At that point, you’d be freed from your responsibilities under the co-signed mortgage. And remember — that person is on the hook if you can’t make your monthly mortgage payments.

can you buy a home with a cosigner

Since so many variables come into play when you refinance, it's best to know what to expect. Use our mortgage calculator to estimate the costs for your home, and make a plan with one of our loan experts to help you refinance, so you can make sure you know what to expect. Because you're applying for a new loan, you'll want to ensure you can qualify using only your income and credit. VA loans and USDA loans, as more specialized loan types, don't allow for co-signers. Find out if you qualify for the loan or need someone to co-sign before you start shopping with a real estate agent. When you want to buy a home but suspect you may not qualify for the loan by yourself, consider adding a co-signer to your mortgage.

Common FHA Questions

If you fall behind on coverage, the lender may sue you for legal fees and the remaining late payments. Once you co-sign on a mortgage loan, it’s very difficult to get out of it. Even if you fall out with the primary occupant, you’re still responsible for missed payments.

If you have a credit score of 740 or higher, you may be able to get a lower down payment, a lower interest rate, and potentially even a private mortgage insurance policy. So if you’re thinking about purchasing a home in the near future, it’s a good idea to check your credit score to see if you can get a lower interest rate or private mortgage insurance. Buying a house is a huge financial commitment, and for many people, it’s not possible to do it without a cosigner. A cosigner is someone who agrees to be responsible for the mortgage payments if you can’t make them. Additionally, you would need to pay for the annual Mortgage Insurance Premium that will cost around 0.45% up to 1.05% of the loan amount, and this is also part of your monthly payments. Meanwhile, the FHA mortgage insurance premiums have the same rates for the second one regardless of your score.

Mortgage Cosigner Explained for First-Time Home Buyers

Although there is no requirement for a borrower to have a high credit score, he or she must have a good credit score and excellent employment history. Cosigners, in the long run, can help improve the credit score of the borrower, which can make it easier to get a loan in the future. As a co-signer, you fill in for the primary applicant during the approval process. To obtain an FHA or VA loan, you must have a minimum 580 median score.

Though you may be helping out a close friend or family member with your good credit history or added income, their missed or late payments can pose a severe risk to your credit. Otherwise, you could end up in a challenging situation with lasting adverse effects on your finances. That means their debt-to-income ratio -- and ability to get other loans -- will suffer. And if you miss a payment, your cosigner's credit score will go down too. Cosigned documents are important to consider when deciding whether or not to sign them for a family member. When a person cosigned a loan, they both faced legal obligations and risks.

How Does Being a Cosigner Hurt My Chances of Getting a Loan?

When mortgage payments are missed, this won’t only affect the borrower’s credit score—it will also negatively impact the co-signer’s. And since missed mortgage payments tend to result in a steeper drop for higher credit scores, it’s possible the co-signer’s credit could end up taking the harder hit. Lenders look at your existing debt, then compare it to your income. This helps them determine whether you can afford mortgage payments.

can you buy a home with a cosigner

Lenders may require an affidavit to attest to the relationship between buyer and cosigner and that the relationship survives the life of the mortgage. Cosigners are typically family members such as parents, grandparents, or siblings because of the imbalance between risk and reward. Our customer Tony, for example, wanted to help his daughter buy a place in Champaign, Illinois, while she studied at the University of Illinois. Unfortunately, as a student, she didn't have much credit history, so that she couldn't qualify for the loan independently. However, with Tony as a co-signer, she benefited from his strong credit history, and we approved the loan. When you apply for a mortgage, your lender will look at the three scores reported by each company and then make decisions for your loan based on the middle score.

Important FHA Terms

In the mortgage biz, we call co-signers "non-occupant co-borrowers." So while you'll live at your new home, your lender knows the co-signer won't. In this article, I'll explain how to add a co-signer's good financial history to your mortgage application so you can buy the perfect home. If the primary occupant on the loan can’t come up with a monthly payment, you must pay it as the co-client.

can you buy a home with a cosigner

But the decision to co-sign on a loan or add one to your mortgage isn’t one you should make without knowing all the facts. Helping someone purchase a home can be a great feeling, but it isn’t a decision to be made lightly. Make sure you’re comfortable with the choice and can handle the financial responsibility before agreeing to become a co-signer on someone else’s mortgage.

What responsibilities does a co-signer have—and what are the risks?

The minimum score required in a conventional mortgage is 620 points. Meanwhile, having a score higher than the minimum requirement will get you benefits like getting more favorable interest rate offers. Let’s assume that a friend – and for our purposes, “friend” refers to anyone to whom the primary borrower is not married – co-signs a home loan. Even though the friendship ended, the co-signer remains legally obligated to repay the loan because they signed a legally binding contract.

Cosigned credit cards can also have a negative impact on a person’s credit score. It is critical to carefully consider the advantages and disadvantages of cosigning for a family member before making a decision. The type of loan you seek to buy a house determines how the lender treats a co-signed mortgage.

What is a fresh start loan?

And since insurance rates can be subject to change, we’ll send you a fresh set of quotes every six months. That way, you can make sure you’re still getting a good deal on the coverage you need. “In community property states, the Borrower’s spouse is not required to be a Borrower or a Cosigner. However, the Mortgage must be executed by all parties necessary to make the lien valid and enforceable under State Law”. While not all lenders are generous in their interpretations of the rule, there are many that are willing to work with it.

can you buy a home with a cosigner

The homeowner's individual -- rather than joint -- cancelled checks for the mortgage payment may substantiate this. Before signing on the dotted line, your cosigner should know that their credit can be damaged if you miss mortgage payments. Also, cosigning a loan can impact their ability to get a home loan for themselves because cosigned mortgage payments may be calculated as part of a cosigner’s debt-to-income ratio.

You’ll Have Responsibility For The Loan

You should also ensure you have enough income to cover the payments if the homeowner defaults. Before you agree to co-sign on a mortgage loan, it’s important to understand the legal and financial liability you’re assuming. As a co-signer, you’re agreeing to take responsibility for the loan if the primary borrower fails to make payments. While a co-borrower on a mortgage would share homeownership rights, a co-signer would not. They would, however, be responsible for any mortgage payments missed by the primary borrower.

can you buy a home with a cosigner

However, if the primary borrower on the loan defaults, the cosigner will be held responsible for continuing to repay the loan. Generally, a co-signer will stay on the mortgage for a few years until the primary borrower can establish enough credit or income to assume full responsibility for the loan. At that point, the co-signer can request to be taken off the note by asking the lender to requalify the loan with just the primary borrower. People sometimes look to friends or secondary relatives as co-signers, but this can present problems. If you default on the loan, it can ruin the relationship; and if the relationship itself that deteriorates, you're still tied together by the loan.

Home Buying Checklist For First-Time Home Buyers

If mortgage payments go unpaid long enough, you also face the risk of being sued by the mortgage lender. Or, you might have to file a lawsuit against the borrower yourself in certain circumstances. Being a co-signer on a mortgage is not something to be taken lightly. As co-signer, you have equal responsibility for the entire debt. If the primary borrower can't make the payments, it's up to you to pick up the slack. If the loan goes into default, it goes onto your credit record just like it does for the primary borrower.

Friday, December 4, 2020

Vintage Postcard Dr Campbell Morgan's Home Winona Lake Indiana 1922 Postmark

A variety of concrete blocks was used to build the house complete with turrets and wrap around porches. The three story interior was divided into identical halves—one for each brother. The Billy Sunday House, also known as Mount Hood, was built by the noted evangelist and his wife in 1911.

beyer home winona lake

Delivery times may vary, especially during peak periods. Seller will automatically ship additional items at a discount - be sure to get correct shipping charge from Seller. Delivery time is generally about 5 business days for my handling + USPS delivery time.

Sales Tax for an item #374417721412

Exact actual selection is shown. If there is any question in the viewer's mind, don't hesitate to ask for clarification. The Village at Winona is a destination rooted in warm hospitality, natural beauty and spiritual community.

beyer home winona lake

The houses are placed close together and many have two story porches overlooking the park and lake beyond. The cottages originally had names, some of which continue today. These houses were originally built for as summer residences but over the years have been converted into year round houses. Two that really stand out are the Beyer house and the Billy Sunday House. Two of the Beyer brothers constructed this symmetrical Queen Anne house in 1907.

Vintage Beyer Home, Winona Lake Indiana RPPC Photo Postcard

This Arts and Crafts bungalow has a remarkably intact interior with decoratively painted canvas wall coverings and wainscoting. Below the ring of residential properties is a 200-acre park that includes an amphitheater, formal gardens, paths, retaining walls, fountains, benches, and sculpture. The Beyer brothers purchased a large parcel of land in 1886 on the shores of then Eagle Lake and opened Spring Fountain Park, a summer resort and amusement park. By 1895, the Winona Assembly and Summer School Association had purchased the property from the Beyers and started running a summer resort community based upon the chautauqua that had been established in New York State.

Built in the Second Empire style, this 3 ½ story building dominates the northeast side of the area. It is currently being converted into apartments/condominiums. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. What's not obvious is how well you managed to keep the building verticals vertical, without a T&S lens.

Winona Lake, IN 1930 Postcard: Winona Hotel - Indiana Ind

Over the last 20 years the area has once again been transformed into one of Northern Indiana’s prime recreation and shopping destinations. The Village at Winona is now an integral part of the community, serving locals, Grace College students and faculty as well as the many vacationers who make day and weekend trips to the area. The Village contributes to Winona Lake’s unique character by welcoming small businesses seeking to build a sustainable presence in this welcoming and historic community.

The Beyer Brothers had additional plans for their property, however, and they founded Spring Fountain Park as a summer resort and Chautauqua site. The Park included such attractions as a race track, a modest roller coaster and cyclorama. A hotel was built, as well as an auditorium, which was used for programs and lectures.

Returns Accepted Yes Returns Policy Returns are accepted for items not as described or damaged during delivery. Buyer must get an approval confirmation number from seller prior to return shipment. Refund is for original purchase price NOT including shipping or sales tax . Delivery time is estimated using our proprietary method which is based on the buyer's proximity to the item location, the shipping service selected, the seller's shipping history, and other factors. Will ship within 5 business days of receiving cleared payment.

beyer home winona lake

Thanks to his substantial improvements—including the building of homes, cottages and the canal—the succeeding years brought significant growth to the area. Conferences, church retreats and summer vacations swelled the Park’s seasonal tourism. Winona Lake reached its peak in the 1910s-1920s, due in part to Billy Sunday’s gift of preaching. Attendance in this small town, two miles east of downtown Warsaw, climbed to 10,000.

The grounds changed ownership in 1894 when The Presbyterian Church of Indiana purchased the land, a transaction that was negotiated by Solomon C. Dickey. Dickey was then serving as the superintendent of Home Missions for the Indiana synod and would become an honored figure in Winona Lake. Dickey changed the name of the lake and established the Winona Assembly and Summer School in 1895. Although Chautauqua sites often included religious elements, Dickey was intent on bringing a stronger religious feel to the Winona programs and Bible conferences were begun immediately in 1896.

beyer home winona lake

The seller has specified an extended handling time for this item. In 1887, the brothers built Spring Fountain Park, a resort complete with a hotel, a racetrack and a roller coaster. The grounds of Winona Lake still convey the atmosphere of a summer resort. There is a ridge to the north of the lake where many of the two-story, wood frame residences were constructed.

The first program included a keynote lecture from John Heyl Vincent, a co-founder of the original Chautauqua Institution in western New York. F. Beyer purchased the area that surrounded the eastern side of what was then known as Eagle Lake. During the 1980s, as the older buildings and facilities continued to decline, the historic district became known for its dilapidated condition. The town experienced a renaissance in 2000, however, when local business leaders invested the heavy resources needed to create The Village at Winona and other recreational and local initiatives. Although these efforts took place between 1998 and 2000, members of the Winona Historical Society had been raising awareness and taking small steps since at least 1990. The resort was sold in 1894 to Presbyterian church leader Dr. Solomon Dickey, who dreamed of turning the area into a religious retreat.

beyer home winona lake

Sunday died in 1935 and, by 1943, Winona Lake had seen the final summer assembly and the demise of programs. During the 1940s-1960s, the facilities were used for other religious-based functions but the area continued to decline. The area was listed in the National Register of Historic Places in 1993. The Winona Restoration Company was formed in 1994 and helped revitalized Winona Lake. Since then public and private buildings have been restored, a retail area has been created, and visitors are returning to Winona Lake. During its Chautauqua height around 1910, crowds averaged 250,000 annually but by 1915, attendance was in decline.

Beyer Home 1909

Much of the Beyer's effort was to use this natural refrigeration to ehance the value of their products. By 1905, the resort and surrounding area had been renamed Winona Lake. The following ten years are now known as the ‘Golden Age’ of Winona Lake, with summer tourism reaching 250,000. It was during these years that evangelist Billy Sunday built a home in the nearby village.

The Beyer brothers were first attracted to this area because of its artesian springs. Their business involved purchasing commodities such as eggs and butters from small farmers, consolidating the products and then ship them to buyers on the east coast. They needed to store the produce for short periods of time before shipping. Mechanical refrigeration, as we know it, did not exist. Artestian spring water came out of the ground between 40 and 50 degrees, and thus would work as natural refrigeration.

Beyer Home Warsaw, Indiana

Exact actual selection is shown. If there is any question in the viewer's mind, don't hesitate to ask for clarification. The Village at Winona is a destination rooted in warm hospitality, natural beauty and spiritual community.

Thanks to Sunday’s presence, Winona Lake became a haven for religious community, its summer days filled with church conferences, conventions and training schools. The area became oasis for Midwesterners looking for rest and relaxation as well as strong spiritual community. Will usually ship within 2 business days of receiving cleared payment.

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The grounds changed ownership in 1894 when The Presbyterian Church of Indiana purchased the land, a transaction that was negotiated by Solomon C. Dickey. Dickey was then serving as the superintendent of Home Missions for the Indiana synod and would become an honored figure in Winona Lake. Dickey changed the name of the lake and established the Winona Assembly and Summer School in 1895. Although Chautauqua sites often included religious elements, Dickey was intent on bringing a stronger religious feel to the Winona programs and Bible conferences were begun immediately in 1896.

Returns Accepted Yes Returns Policy Returns are accepted for items not as described or damaged during delivery. Buyer must get an approval confirmation number from seller prior to return shipment. Refund is for original purchase price NOT including shipping or sales tax . Delivery time is estimated using our proprietary method which is based on the buyer's proximity to the item location, the shipping service selected, the seller's shipping history, and other factors. Will ship within 5 business days of receiving cleared payment.

The History of Winona Lake

This Arts and Crafts bungalow has a remarkably intact interior with decoratively painted canvas wall coverings and wainscoting. Below the ring of residential properties is a 200-acre park that includes an amphitheater, formal gardens, paths, retaining walls, fountains, benches, and sculpture. The Beyer brothers purchased a large parcel of land in 1886 on the shores of then Eagle Lake and opened Spring Fountain Park, a summer resort and amusement park. By 1895, the Winona Assembly and Summer School Association had purchased the property from the Beyers and started running a summer resort community based upon the chautauqua that had been established in New York State.

beyer home winona lake

Built in the Second Empire style, this 3 ½ story building dominates the northeast side of the area. It is currently being converted into apartments/condominiums. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. What's not obvious is how well you managed to keep the building verticals vertical, without a T&S lens.

Shipping and handling

The seller has specified an extended handling time for this item. In 1887, the brothers built Spring Fountain Park, a resort complete with a hotel, a racetrack and a roller coaster. The grounds of Winona Lake still convey the atmosphere of a summer resort. There is a ridge to the north of the lake where many of the two-story, wood frame residences were constructed.

Sunday died in 1935 and, by 1943, Winona Lake had seen the final summer assembly and the demise of programs. During the 1940s-1960s, the facilities were used for other religious-based functions but the area continued to decline. The area was listed in the National Register of Historic Places in 1993. The Winona Restoration Company was formed in 1994 and helped revitalized Winona Lake. Since then public and private buildings have been restored, a retail area has been created, and visitors are returning to Winona Lake. During its Chautauqua height around 1910, crowds averaged 250,000 annually but by 1915, attendance was in decline.

As the fuller Chautauqua-type programming declined, the Bible and prophecy conferences remained strong and became the hall-mark of Winona Lake. These gatherings also reflected a turn toward fundamentalism and Premillennial Dispensationalism, though Winona Lake remained a central hub for a wide variety of evangelical leaders and activities. Youth for Christ, for example, was founded in Winona Lake in 1944 and Billy Graham spoke in the Billy Sunday Tabernacle in 1949.

beyer home winona lake

Delivery times may vary, especially during peak periods. Seller will automatically ship additional items at a discount - be sure to get correct shipping charge from Seller. Delivery time is generally about 5 business days for my handling + USPS delivery time.

Vintage Postcard 1930's Happy Family Tabernacle In Background Winona Lake IND

Thanks to his substantial improvements—including the building of homes, cottages and the canal—the succeeding years brought significant growth to the area. Conferences, church retreats and summer vacations swelled the Park’s seasonal tourism. Winona Lake reached its peak in the 1910s-1920s, due in part to Billy Sunday’s gift of preaching. Attendance in this small town, two miles east of downtown Warsaw, climbed to 10,000.

beyer home winona lake

By the 1960s, the "Assembly" had had several rounds of financial pressures and even the Bible Conferences were dwindling. In 1968, the grounds were purchased by Grace College and Theological Seminary and the school also assumed the assembly's heavy debts. Qualifying purchases could enjoy No Interest if paid in full in 6 months on purchases of $99 or more. In 1994, a restoration project began to transform the Winona Lake community to its former glory. With the creation of new commercial and residential areas, as well as the restoration of nearly 30 properties, new life began to reappear.

Beyer Home

The Beyer brothers were first attracted to this area because of its artesian springs. Their business involved purchasing commodities such as eggs and butters from small farmers, consolidating the products and then ship them to buyers on the east coast. They needed to store the produce for short periods of time before shipping. Mechanical refrigeration, as we know it, did not exist. Artestian spring water came out of the ground between 40 and 50 degrees, and thus would work as natural refrigeration.

Over the last 20 years the area has once again been transformed into one of Northern Indiana’s prime recreation and shopping destinations. The Village at Winona is now an integral part of the community, serving locals, Grace College students and faculty as well as the many vacationers who make day and weekend trips to the area. The Village contributes to Winona Lake’s unique character by welcoming small businesses seeking to build a sustainable presence in this welcoming and historic community.

Postcard Beyer Bros. Cottage in Winona Lake, Indiana

The Beyer Brothers had additional plans for their property, however, and they founded Spring Fountain Park as a summer resort and Chautauqua site. The Park included such attractions as a race track, a modest roller coaster and cyclorama. A hotel was built, as well as an auditorium, which was used for programs and lectures.

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